Worker's Compensation Law: Effect of Failure to Procure Worker's Compensation Insurance
Written by: Nathaniel O Hubley Attorney licensed in Indiana Attorney Nathaniel Hubley Case Analysis: Everett Cash Mutual Ins. Co. v. Taylor, 926 N.E.2d 1008 (Ind. 2010). Facts of Case: The Taylors are farmers who employed an independent contractor to paint a house, grain bin, and barn on their premises. An employee of the independent contractor sustained injuries when he was shocked by an electrical wire and fell from a ladder. The employee filed a workers compensation claim against his employer, but he ultimately learned that his employer did not possess workers compensation insurance. He thus sought payment from the Taylors pursuant to I.C. § 22-3-2-14(b), which imposes liability on a person who hires a contractor without verifying that the contractor carries workers compensation insurance. The Taylors had failed to verify this information from the independent contractor. Prior to this incident, the Taylors had purchased a farm personal lia...